Disclosure

PRS Wealth Management (“PRSWM,” "we," "our," "us"), is a registered investment advisor with the State of Texas. PRSWM may only transact business or render personalized investment advice in those states and international jurisdictions where we are registered, notice filed, or where we qualify for an exemption or exclusion from registration requirements.

For a complete copy of our ADV, click here (PDF).

The purpose of this content is to provide general information on our products and services only and should not be construed as a solicitation to effect, or attempt to effect, either transactions in securities or the rendering of personalized investment advice over the Internet.

Any tax and estate planning information offered by PRSWM is general in nature. It is provided for informational purposes only and should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation.

The information contained herein represents the views of PRSWM at a specific point in time and is based on information believed to be reliable. No representation or warranty is made concerning the accuracy of any data compiled herein. In addition, there can be no guarantee that any projection, forecast or opinion in these materials will be realized. Any statement non-factual in nature constitutes only current opinion which is subject to change. These materials are provided for informational
purposes only and do not constitute investment advice. Any reference to a security listed herein does not constitute a recommendation to buy, sell or hold such security.

Past performance is no guarantee of future results. The historical returns of any securities and/or sectors mentioned are not necessarily indicative of their future performance.

This disclosure applies to information collected by various means, including through this website. It does not apply to sites for which we have provided links. Please refer to the Disclosure or Privacy Statements of those sites.

As with most other websites, we may use website analytics tools to gather information from your browser, including the site you came from, the search engine(s) and the keywords you used to find our site, the pages you view within our site, your browser add-ons, and your browser’s size. Additionally, we collect certain standard information that your browser sends to every website you visit, such as your IP address, browser type and language, access times and referring website addresses.

We may also use technologies, such as cookies to collect information about the pages you view, the links you visit and other actions you take on our sites. You can choose to turn off cookies in your browser settings; however, this may affect how you are able to interact with our site as well as other websites.

Unauthorized reproduction or transmitting of this material is strictly prohibited. PRSWM accepts no responsibility for any losses arising from the use of the information contained herein.

Please contact PRSWM if there are any changes in your financial situation or investment objectives.

Privacy Policy

Investment advisers are required by law to inform their clients of their policies regarding privacy of client information. We are bound by professional standards of confidentiality that are even more stringent than those required by law. Federal law gives the customer the right to limit some but not all sharing of personal information. It also requires us to tell you how we collect, share, and protect your personal information.

We collect nonpublic personal information about you that is either provided to us by you
or obtained by us with your authorization. This can include but is not limited to your Social Security Number, Date of Birth, Banking Information, Financial Account Numbers and/or Balances, Sources of Income, and Credit Card Numbers or Information. When you are no longer our customer, we may continue to share your information only as described in this notice.

All Investment Advisers may need to share personal information to run their everyday business. In the section below, we list the reasons that we may share your personal information:

for everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus,
for our marketing – to offer our services to you,
for joint marketing with other financial companies, and
for our affiliates’ every day business purposes – information about your transactions and experiences and information about your creditworthiness.

If you are a new customer, we may begin sharing your information on the day you sign our agreement. When you are no longer our customer, we may continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law, including computer safeguards and secured files and building.

Federal law allows you the right to limit the sharing of your non-public person information by “opting-out” of the following: sharing for non-affiliates’ everyday business purposes – information about your creditworthiness; or sharing with affiliates or non-affiliates who use your information to market to you. State laws and individual companies may give you additional rights to limit sharing. Please notify us immediately if you choose to opt out of these types of sharing.

"Affiliates" are companies related by common ownership or control. They can be financial and non-financial companies.

"Joint marketing" consists of a formal agreement between non-affiliated financial companies that together market financial products or services to you.

Please call if you have any questions. Your privacy, our professional ethics, and the ability to provide you with quality financial services are very important to us.

Phone Communication Compliance

10-Digit Long Code & Short Message Service
By providing your mobile phone number, you agree to receive text messages from PRSWM related to our services. Message & data rates may apply. Message frequency varies. Mobile information will be shared as noted above.

If you wish to be removed from receiving future communications, you can opt out by texting STOP, QUIT, END, REVOKE, OPT OUT, CANCEL, or UNSUBSCRIBE.

At PRSWM, we prioritize client confidentiality and privacy. This policy explains how we collect, use, disclose, and protect your information concerning SMS (Short Message Service) messaging through 10DLC to enable effective communication between us and our clients.

When you opt-in to receive SMS messages from us, we may collect the following types of information, including, but not limited to, personal Information such as phone number, name, email address (if provided) along with message data, including but not limited to the content of SMS messages sent and received, delivery status of SMS messages and interaction data related to SMS messages.

We use the collected information strictly for client service and communication purposes, specifically for i) communication: providing updates and essential information via SMS and responding to client inquiries and delivering necessary support and ii) service improvement: understanding and analyzing the use of our SMS services and improving communication methods to better serve clients.

We will not share, sell, or disclose your information to third parties except as noted in our Privacy Policy. We take reasonable measures to protect your information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

You can opt out of receiving SMS messages from us by replying "STOP" to any message or contacting us at info@prswealthmanagement.com. You can request correction of your personal information by contacting us at info@prswealthmanagement.com.

We may update this policy from time to time. Any changes will be effective when we post the revised policy on our website. We encourage you to review this policy periodically.

If you have any questions or concerns about this policy or our privacy practices, please contact us.

TCPA | General Statement of Policy

The federal Telephone Consumer Protection Act (TCPA) and related FCC regulations shield consumers from unwanted telemarketing. The TCPA regulates the sending of commercial messages via telephone, text messages, and fax. Specifically, the TCPA makes it unlawful for any person to place a call or text using an automatic telephone dialing system or an artificial or prerecorded voice without the called party’s prior express consent, except for emergency purposes. The TCPA rules provide for the National Do Not Call Registry (Registry), a joint effort launched by the FCC and the Federal Trade Commission (FTC) in 2003. Consumers can register landline or mobile phone numbers with the Registry to limit telemarketing calls that may be made to them.

PRSWM does not engage in telemarketing. If any employee is considering telemarketing, they must first consult with the legal affairs on appropriate procedures adhering to the TCPA and applicable state laws.

The TCPA mandates that telemarketers maintain a Do Not Call Policy, including:

promptly providing a copy of the Policy to requesting consumers,
only making calls between 8 a.m. and 9 p.m. (local time of the person being called),
identifying the caller name, company name and caller location,
maintaining/complying with company “do not call” list derived from federal “do not call” registry,
honoring a consumer’s request to add consumer’s name on the “do not call” list,
transmitting caller ID information, and
not abandoning outbound calls.